PayMigo
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Payments, with a friend in your corner.

Payments with someone in your corner.

Your friend in payments.

PayMigo is one payments platform for merchants and the software companies that serve them. Take cards and ACH, onboard new accounts, track deposits, and handle disputes from a single dashboard.

Let’s talk Book a demo

Build software for small businesses? Add payments with PayMigo →

Paymigo, the PayMigo mascot: a smiling card terminal in a sombrero holding a red card and giving a thumbs up
Who we serve

Built for merchants and software platforms

Whether you run a business or build software for businesses, PayMigo gives you the tools that fit how you work.

For merchants

Accept payments, see where your money is, and keep everything in one place instead of five logins.

  • Card and ACH payments, refunds, and payouts
  • Virtual terminal, payment links, and cards on file
  • Reporting plus dispute and chargeback tools
  • Pricing options including dual pricing and surcharging
  • Works with our gateway or the one you already use
Sign up

For software platforms (ISVs)

Add payments to your product, earn on every transaction, and keep your own brand in front of customers.

  • APIs, SDKs, and webhooks for payments and onboarding
  • Tokenized checkout that lowers your PCI scope
  • Split funding and platform fees
  • Brandable components for a white-label experience
View our API docs Book a demo
Features

Everything you need to take payments and grow

From the first swipe at the counter to payments built into your software, PayMigo covers each part of the job.

Processing

Payment processing and merchant services

  • Card and ACH sales, authorizations, voids, and refunds
  • Virtual terminal, payment links, invoices, and cards on file
  • Deposits, settlements, and monthly statements in one view
Embedded

Embedded payments for software

  • Developer APIs, SDKs, and webhooks with delivery tracking
  • Tokenization to keep card data off your servers
  • Hosted onboarding and brandable checkout components
Revenue

Payment monetization

  • Earn revenue on the payments your platform already handles
  • Split funding and fee rules that match your business model
  • Reporting across every merchant on your platform
Your brand

Payments that look like your product

  • Checkout, onboarding, and merchant portal in your logo and colors
  • Your customers stay inside your software from sign-up to payout
  • Your brand in front, PayMigo infrastructure behind it
How it works

Three steps from sign-up to scale

1

Onboard

Merchants apply online and get dashboard access right away. Software platforms use our hosted onboarding or the API to sign up merchants in minutes.

2

Take payments

Accept cards and ACH in person, online, by invoice, or through payment links, using terminals, card readers, ecommerce plugins, or the API.

3

Run and grow

Keep deposits, statements, settlements, and disputes in one place, with a full view across every account you manage.

Start with a demo See pricing
Why PayMigo

Why businesses switch to PayMigo

Pick who you are to see what matters most to you.

Pricing

Clear plans with no hidden fees

Choose a simple flat rate, cut your fees with PayMigo Zero, or let us build a custom program around your volume.

Flat Rate

One rate, locked for the life of your account.

Same rate, every cardIn-person and online rates quoted at sign-up
  • One price for every card type
  • ACH processing available
  • Invoicing with QuickBooks sync (add-on)
  • 24/7 U.S.-based support
Get my rate

Eligibility depends on business type.

MOST POPULAR

PayMigo Zero

Cut your processing fees by up to 100% with a compliant dual pricing program.

One flat monthly feePer terminal, with equipment included
  • In-person and online equipment included
  • Compliant dual pricing setup
  • ACH processing available
  • Full reporting suite
  • 24/7 U.S.-based support
See how much you save

Eligibility depends on business type.

Custom

Send us a recent statement and we'll find the program that fits.

Built around youBased on volume and business type
  • Free statement review
  • Low- and high-risk businesses supported
  • Full reporting suite and invoicing
  • Dedicated 24/7 U.S.-based support
Contact us
FAQ

Questions, answered

Industries

Built for businesses of every kind

Counter service or ecommerce, low risk or high risk, PayMigo has a setup that fits.

RestaurantsRetailSalons and spasAuto repairHealthcareHome servicesEcommerceB2B and wholesaleNonprofitsProfessional servicesSoftware platformsHigh-risk merchants

Simple. Friendly. Reliable.

Payments that mean business.

Payment processing, merchant services, or payments built into your software: tell us what you need and we'll set it up with you.

Reach the PayMigo team
hello@getpaymigo.com
www.getpaymigo.com
PayMigo Zero · Dual pricing program

Why pay fees to get paid?

PayMigo Zero is a compliant dual pricing program. Your customers see a cash price and a card price, the card price covers processing, and you keep what you earn. One flat monthly fee, no processing fees.

Free terminalEvery card type24/7 fraud monitoring24/7 live supportFree invoicing
Start saving Calculate my savings
Paymigo, the PayMigo mascot, holding a red card and giving a thumbs up
Savings calculator

See how much you could save

Enter your monthly card sales and what you pay today. We'll compare it with PayMigo Zero.

$
Total you run on cards in a typical month.
$
Used to estimate how many transactions you run.
%
$
$
Statement, PCI, gateway, and terminal rental fees.
You pay today$0
With PayMigo Zero$0
Estimated monthly savings
$0
Estimated yearly savings
$0

Lock in these savings

Estimate only. Assumes one terminal and that card fees are covered through dual pricing. Your actual savings depend on your business type, card mix, and setup.

No surprises

Zero fees. Zero catches.

Fees you stop paying

  • Swipe and chip fees
  • Keyed-in fees
  • Application fees
  • Setup fees
  • Refund fees
  • PCI compliance fees
  • Terminal fees
  • Gateway fees
  • Monthly minimums
  • Online transaction fees

What's included

  • Payment terminal
  • Dual pricing setup and signage
  • Sales and deposit reporting
  • Fraud prevention tools
  • PCI compliance support
  • Invoicing
  • 24/7 live support
  • Fast approval
  • Quick setup
  • Custom options for your business
How it works

Four steps to zero processing fees

1

Talk to us

Fill out the form and a PayMigo payments expert will walk you through the program.

2

Pick your setup

Countertop terminal, mobile reader, online payments, or a mix of all three.

3

Choose how fees work

Pass the card fee to customers, split it with them, or cover part of it yourself.

4

Start getting paid

Take every major card and keep more of every sale from day one.

Equipment

Equipment that fits how you sell

Your terminal is included with PayMigo Zero.

Countertop terminals

For retail shops, restaurants, and service counters. Chip, tap, and swipe.

Mobile payments

Take payments on the go with a mobile reader for trucks, trades, and events.

Online and invoicing

Send invoices and payment links, or take payments on your website.

Pricing

One simple price

PAYMIGO ZERO
$39 per monthPer terminal
  • No processing fees on any card type
  • Processing equipment included
  • Compliant dual pricing setup
  • Fast approval
  • 24/7 U.S.-based support
Get started

Eligibility depends on business type.

Great for businesses like yours

Salons and barbersAuto repairRestaurantsCoffee shopsRetail storesDry cleanersConvenience storesGas stationsDentists and doctorsLaw officesHome servicesChurchesGymsPet careLiquor storesFood trucks
Get started

Start saving with PayMigo Zero

Tell us about your business. A PayMigo payments expert will reach out, usually within one business day.

1We review your current statement and confirm your savings.
2We set up your terminal and dual pricing for you.
3You start keeping more of every sale.